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How to Make Money Offline in Nigeria: Top 20 Ideas



Make Money Offline in Nigeria

Just like there are profits in online business there are also profits in offline business in Nigeria. As the online business has its benefits, starting an offline business also has its benefits. In today’s article, we will be looking deep into how you can make money offline in Nigeria.

The benefits, things needed to start an offline business in Nigeria, and the top offline businesses you can start in Nigeria to make money today whether as a student, stay-at-home mum, or as a side hustle. So read the article to the end.

How to Make Money Offline in Nigeria

Here are steps on how to start an offline business in Nigeria and make money from it.

1. Decide your Business of Choice

If you are serious about making money offline in Nigeria you seriously need to think about the business you want to go into. This brings you to what kind of business will be profitable in your area. Whether the business is a service business or a business that has to do with buying and selling you need to decide which is best suitable for you.

If you like a service business for example you need to learn handwork and get skilled. If you like the act of buying and selling you need to think about it. Depending on the area you live in and what you like to do will make a choice for you. 

If you are starting a service business you can read my article on the best service business in Nigeria today. And pick a choice but if you prefer buying and selling you should read my article on the lucrative business in Nigeria. These two articles will help you to make a decision fast if you look confused.

2. Do your Market Survey

It is almost impossible to talk about offline businesses without market surveys or business plans. Initiating a market survey for any business of your choice helps you to know if the business is profitable or not. The business plan, however, helps to understand the business very well like a professional – the way an experienced person will do.

It is not important that you know how to write business plans. However, it is necessary to get the business plan of any business you want to invest in. I have written an article below on how to write a business plan in Nigeria (step-by-step guide). Just in case you want to give it a try.

3. Get the Capital Needed

To make money offline in Nigeria you need to start a business. To start a business, you need capital except the kind of business you are starting does not really need capital. This is when this step does not really matter. So you need capital, the capital will be used to rent a shop and to buy the products you want to sell.

If the capital you need is high you will need to look for sources that you can use to obtain the capital. I have already written an article that will guide you on how you can obtain funding for your new business. You can read it for a full understanding of how you can go about it.

Capital might not cover everything needed in the business but it will cover everything needed to start the business.

4. Buy your Goods or Products

Goods range depending on the kind of business you want to go into. We have perishable goods and nonperishable goods. While perishable goods are goods that spoil over time nonperishable goods take a long time before they spoil. 

For example, if you are going into the foodstuff business you are going into the perishable goods business and if you are going into the clothing business you are going into the nonperishable goods business.

No matter the kind of business you are going to in Nigeria, you need to take your time to understand the products so as to differentiate between genuine and fake products. One thing that will easily chase customers away from you is to sell them fake products.

5. Rent a Shop and Arrange Products

If you want to make money offline from home in Nigeria you need to rent a shop for your business. This place is where you and your customers meet. When your shop is at the perfect location it will also advertise your business for you for free. How much you spend on renting a shop depends on a few factors.

It depends on how big the shop is, the location of the shop, and the burglary proof the shop has. So rent your shop, install all equipment needed and arrange your goods.

6. Start Selling the Goods

After renting your shop and equipping your shop with goods the next step to making money is to start selling your goods. At this point, you need to advertise your goods to family and friends convincing them to buy from you.

After convincing them and your patronage is increasing, you can then move to attract customers that do not know you. As a business owner new in a business your profits will not increase fast. It will increase gradually.

7. Offline Businesses to Start Now

There are many offline businesses in Nigeria where you can start to make money. These businesses range from farming businesses to business ideas. Some of these businesses are also in high demand while some are lucrative. Here are some offline businesses in Nigeria you can start today.

1. Foodstuffs business

2. Clothing business

3. Electrical business

4. Phone business

5. Phone accessories business

6. Phone charging business 

7. Viewing center business

8. Game business

9. Fashion business

10. Spare parts business

11. Barbing Salon business 

12. Popcorn business

13. Coconut farming

14. Yam farming

15. Poultry farming

16. Goat farming

17. Dog breeding business 

18. Plantain farming

19. Egg supply business 

20. Transport business


One advantage of the offline business is that customers cannot say they bought counterfeit or fake products from you because all products will always be checked out and verified before being sold. That is all in this article. As usual, let me know if I missed any part of this article.

Also, let me know if there are topics you want me to write about on the blog or talk about on our YouTube Channel or maybe our podcast.


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Ralph Bamigboye is an Accountant. He is the owner of, and Finance Naija YouTube Channel. He has helped many individuals to start their businesses and make money online. How can he help you?

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