How to Make Money with Phone in Nigeria (Detailed)

Make Money with Phone in Nigeria
How to make money with your phone in Nigeria” is perhaps one of the most questions asked by Nigerian youths.
And this is because we all (Nigerians) are starting to realize that making money especially (fastest ways) here in Nigeria today has gone beyond at having a regular 9 – 5 job or running a business that might take you donkey years to yield millions.

So today, we the Nigerian youths are looking for legit ways to make money (fast-fast) with their phones.

I myself I’m part of this movement and I won’t deny it because number 1: I’m a Nigerian youth and number 2: there are uncountable times I’ve dared to asked google “how to make money with your phone in Nigeria”.

Come on!

Who doesn’t want to make money with their phone (or make more money) in this country (Nigeria) especially monies that are tax-free?

Even someone like me already having some streams of income asides from my regular 9 – 5 still want to make more money with my phone in Nigeria.

This is absolutely natural.

And I’m sure you feel the same way too here that why you’re reading this article here.

Let me ask you this question.

How will you feel making money right on top of your bed?

Or how will you feel making money wherever you are whether in the bank, church or owambe without moving a muscle but just a few clicks on your phone?

Read Also: How to Make Money on WhatsApp in Nigeria (Ultimate Guide)

Absolutely amazing right?

Yes, it is…

A few friends of mine have testified to this and told me how it feels. One of them even told me “Ralph, the fact that I can sell from anywhere in Nigeria makes this absolutely amazing.”

Meanwhile, before all this, I use to tell my friends that their phone should be an asset to them. How can it an asset to you? By reading articles and watching YouTube videos that improve you (makes you a better person) and it making real cash for you – using some apps and other methods to make money.

I mean ‘how will be using an expensive phone and all you do with the phone is to take pictures, play games and browse visiting facebook and Instagram looking at celebrities are putting on?

At least, if your phone cannot even make millions for you it should be able to make you a few thousands to cover your daily/monthly expenses.

Tools to Make Money with Your Phone in Nigeria

1. Android Phone

It’s funny how some people think to make money in Nigeria at this time and age can be done with any phone. Please if this is possible let me know in the comments. Maybe I’m wrong because as far as I’m concerned you’ll need an android phone.

2. Data Subscription 

Data is the number two thing you need if you want to make money with your phone in Nigeria. I can’t be specific on how much you need since it all depends on how much you can afford and how well you use to browse the internet.

3. Time

When I’m talking about time here I’m not saying you need to devote in all your day.


All I’m saying here is there will be crucial times you have to attend to customers. These crucial times can be waking very early in the morning to attend to a customer’s need. All these go a long way in showing how much you’re serious with what you do and how much you care for their urgent needs.

4. Power Bank

Although power availability is increasing in Nigeria, we still experience blackouts and you can’t really rely on generators because sometimes they could disappoint you.

Asides that, sometimes you might not even have some change to fuel it. This is why you need a good power bank as your backup to help you to always be online and available any time always.

If you have all this in place, it is going to be very easy for you to start making money with your phone in a country like Nigeria without any delay.

Phone Apps That Makes Money in Nigeria

1. ClubKonnect

This is one of the best apps currently in Nigeria that helps to make money with your phone. All you need to start is to register but there’s a caveat here, you’ll need money to register with some amount of money.

See this as capital.

The money you use to register depends on how much you can afford but there’s a limit to the capital to start.

On this platform, you can sell data, recharge lines, subscribe for GOTV, Startimes, and even pay for NEPA bills and you make a profit by selling to people in Naira and as time goes by you can cash out how much you have made.

Money made might not be in millions of naira like I said earlier but it goes a long way in managing our day to day expenses.

2. InstaNaira

InstaNaira is also on our list as one of the phone apps that makes money in Nigeria but I just heard it’s no longer paying. So we’ll just move on to the next one.

Note: It is used to make money by using the platform to recharge our daily needs and through referrals but the thing is it no longer pays you back for buying from them.

3. Recharge And Get Paid (RAGP)

These people made millions from the platform because they started very early and now topping

I’ve heard about Recharge And Get Paid (RAGP) network for some time now. In fact, I know a close friend of mine a mentor that is into it.

And the last time we talked, he told me he just cashed out 20k plus as his (commission) profit from the business.

Recharge and Get Paid is like ClubKonnect as regards the same service they offer and you using the app on your phone to make money but I think RAGP is more popular than ClubKonnect.

RAGP also pays you based on the people you introduce to register on the platform as far as they use your referral code. Imagine if just 50 people register under you on this platform. This is why many youths are pulling people into the platform.

Whether you continue to buy on the platform or not you’ll continue to make money until the platform crashes (probably no longer available).

But to also start on this platform, you need to register with a token – any amount from N5,000 upwards.

4. Bitcoin

The buying and selling of Bitcoin in Nigeria is another way you can make money with your phone in Nigeria and it has been going on for some time now. Even as last week while having a discussion with a co-worker – Mr. Ebere of mine he told me the platform is still booming day by day.

He told me just recently he cashed out over N50,000 to invest in shares. So far, it has been going well for him.

According to him, he said to start I need a good amount of money to buy bitcoin then after this, I can now go on to the buying and selling of it.

The money-making secret here is to buy when prices are decreasing and to sell when prices are increasing. Mr.Ebere has decided to bring me on to this platform but I’m still taking my time to understand to it operates fully.

Once I do, I’ll be in and in for good.

However, I’ve started some tutorials on this buy watching lots of videos on YouTube.

I’ll let you guys know when I start fully.

How to Make Money with Phone in Nigeria

1. Sales of Recharge Card/Data

This is the most common and most sure one in Nigeria now making money with your phone. All others like playing games may also pay but it’s not always consistent.

Like I said earlier, you’ll earn a token for every credit and data you sell, and you’ll also earn from people you bring to the platform to register.

My best advice for you here is to start small and grow the business as time goes by.

Start by selling to family, friends, and co-workers first before selling to others and as time goes by these people will introduce to people outside your circle to patronize you.

You should consider this method of making money with your phone if you have your normal 9 – 5 job you do daily.

2. Become a Social Media Manager

This is when you stand in for a company, individual, or blog online by representing them on social media platforms.

And you’ll be paid monthly or based on commission to maintain these brands.

Why Social Media Manager Job is Trending in Nigeria

Many companies are very busy with their regular everyday customers so they need someone that will specialize in maintaining their online presence.

What they want you to do online (for them) and how they want you to represent them varies.

But the basic thing is you do this work from anywhere you are. The company can be in Lagos whilst you (their social media manager) can be in Port Harcourt and you will still do your job perfectly.

Just last week I still saw an individual recruiting a social media manager for her blog on twitter. So these people (the employers) are always there online you just need to look at the right places.

You can start with twitter.

Read Also: How to Become a Social Media Influencer in Nigeria

3. Playing Money Games

There many games online that you can play with your phone in Nigeria that can pay you money when you win.

One of these phone games as mentioned by is – Lucky Day. You can visit the play store to download this game if you like playing games.

Other ways you can make money by using android apps are:

A. Goggle Opinion Rewards (Not Available in Nigeria)
B. Clickworker
C. Foap – a popular app that lets you sell your photos and make money.
D. Toluna – helps you make money by taking surveys
E. Swagbucks – similar to Toluna
F. CashPirate

4. Start Consulting

Are you good at advising people on something – business, carrier, agribusiness, investment, and so on?

Are you experienced in these sectors and you are a certified professional? You can make money with your phone in Nigeria by tutoring or mentoring people. Nigerians that want to learn from you.

To do this, you can charge a price per 30 minutes or 1-hour call you make with individuals that want your advice or simply chat with them.

This is another lucrative way you can make money with your phone in Nigeria.

5. Become a Customer Care Agent

There are many companies and celebrities that are looking for people the will attend to customers on phone. They just want to book appointments and attend to complaints. You can do this with your phone from anywhere you are in Nigeria.
All you have to do is to respond when the call comes in and you’ll be paid based on commission or based on salary.

6. Start Article Writing/Editing

Yes, writing and editing articles for blogs is another way you can make money with your phone in Nigeria. And this is one aspect many people are looking down on because most they think typing of articles can only be done with a laptop or desktop computer.

I used to think this way too until I discovered an app after making my serious findings that helps me write articles with my phone and post on the blog (after some few editing on the blog).

It is this app I’m using now to write this article to you.

This might not look like a big deal to everyone but it is a big deal and a huge relief to all Nigerian writer and bloggers in Nigeria as we are no longer limited to power, laptop, and time.

I can be in traffic and be writing my next BIG article on the blog.

The name of the app is Notepad Free on google play store for those of us that are interested.

So how can this help you to make money? You ask!

It makes money for you as a freelance writer because it makes you write and submit unlimited articles to blogs for money.

With using your phone to write you’re not limited to power, time, and space.

On my research so far submission of article to blogs who buy in Nigeria ranges from N500 – N2,500 depending on how good you are and how persuasive you are.

If you write 5 articles per day and you’re paid money this money goes a long way.

These are the top ways I know you can make money with your phone.

Read Also: How to Make Money on Twitter in Nigeria (Ultimate Guide)

Which apps are you using currently to make money on your phone in Nigeria? Please let me know in the comments.

That’s all in this article. As usual, let me know if I missed any part of this article. Also, let me know if there are topics you want me to write about on the blog or talk about on our YouTube Channel or maybe our podcast.

Do well by following us on all our social media platforms, listen to our podcast, and subscribe to our YouTube channel. We have awesome content there too. You can also support us by donating a little token for the sustenance of the blog.

Finally, share this article with someone you feel might need it.

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Image Credit to Ericson

About admin

Hi! I'm Ralph Bamigboye! Accountant, Teacher, Writer, and Blogger. I self-funded and started my professional cleaning business in Nigeria. I'm passionate about Nigerian youths (Men in particular) and how they can succeed. How can I make your life better?
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